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919.816.2688

Minor Violation Forgiveness in Smithfield, NC and Four Oaks, NC

EVERYONE DESERVES ANOTHER CHANCE.

We know that if you’re a safe driver, you probably take every precaution possible when behind the wheel. But if you receive a citation, your driving record will likely be affected, but your insurance premium doesn’t have to be.

At Keene & Associates Insurance Agency, Inc., we can add the Minor Violation Forgiveness coverage option to your policy, and help you avoid a premium surcharge after you receive a citation. 

With Minor Violation Forgiveness, if you receive a minor traffic citation, you’ll have the assurance that your rates won’t increase, just because of that violation. Like Accident Forgiveness, the coverage renews after three years of the most recent minor violation. (Minor Violation Forgiveness applies to only one minor violation at a time, per driver not per policy.)

To find out more, contact Keene & Associates Insurance Agency, Inc. today.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Discounts may not be applied to all policy coverages.

Products underwritten by Nationwide Mutual Insurance Company and affiliates. Columbus, Ohio. Nationwide, the Nationwide N and Eagle, and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. © 2018 Nationwide.

Our Locations

*Smithfield Location

201-8 South Brightleaf Blvd.
Smithfield, NC 27577
Main office: 919-816-2688
Fax: 919-934-7909

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Four Oaks Location

201-A North Main Street
Four Oaks, NC 27524
Main office: 919-246-8848
Fax: 919-963-3456

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Garner Location

83 Glen Road
Garner, NC 27529
Main office: 919-648-1308
Fax: 919-773-0517

Office Hours:

Mon: 8:30 AM - 5:00 PM
Tues: 8:30 AM - 5:00 PM
Wed: 8:30 AM - 5:00 PM
Thurs: 8:30 AM - 5:00 PM
Fri: 8:30 AM - 5:00 PM
Sat: By Appointment
Sun: Closed

Our Providers